Welcome to Buzz4funds!
If you've reached this website, you were probably browsing through our videos and maybe you were wondering "what do a car driver, a guitar or a cello player have in common with a scientist or a golfer, right?"
Buzz4funds is our way to help you understand where your financial story starts. Our short videos caricature the ABCs of investing - from the importance of financial planning to potential risks. We want to help you write your story so that you can answer the right question: "where should I put my money today to get more of it tomorrow"?
Go through our funny videos to find out which key principles follow and basic behaviour apply when you're at the beginning of your financial story. You'll also find various links to reliable educational advice and resources, based on your needs.
Stay tuned for more topics to come and get your financial story started.
Episode 4: « To be or not to be »
Conservative, balanced, dynamic? Everyone has their own style - golfers and investors alike.
Depending on your age, investment profile, horizon, style and objectives, you can choose from a wide range of products.
You only need to make sure that the risk profile of your overall investment portfolio matches your risk appetite. Also, check if the recommended holding period of the investment you want to make matches your time horizon.
You can find information on the investment risk profile (SRI) and recommended holding period in the fund prospectus or KID.
In case of doubt, get in touch with a professional who can tell if the investment fund is suitable for you.
Episode 3: « UCITS please! »
In real life protection is key. Both for you and your investments.
"UCITS" is the European legislation for investment funds designed for the public. This legislation aims at ensuring investors protection through rules on eligible investments, liquidity of the portfolio, risk diversification. This legislation also imposes that there is a proper fund structure, with different parties being in-charge of monitoring investors' interest (management company, investment manager, custodian...). UCITS funds are also supervised by financial authorities in Europe, who ensure that the UCITS rules are complied with.
Episode 2: « Fund? Did you say fund? »
It's awesome what we achieve when we work together. And that’s also true for your investments!
You would like to invest on the stock markets but you do not know where to start? An investment fund might be the answer for you. Your assets will be invested alongside many other investor' assets, thus benefitting from economies of scales. The investment fund is ran by professional managers and invested in a diversified portfolio of investments. Asset diversification is indeed one of the key principle to be followed if you want to limit your investment risks.
Episode 1: « Understand: Saving vs investing »
To get returns, you need to invest! And what goes for music, also goes for your savings.
You have earned some money and you do not know what to do with it?
You have three options:
- Spend it now: an immediate pleasure that you may regret in the future...
- Save it and leave it on your bank account: may be the easiest option but the value of your wealth is not likely to increase (in fact, interest may just compensate inflation).
- Invest it in order to generate some return: may be riskier but is the only way to get potential return and increase your wealth.
Partner, Asset and Wealth Management Team
Tel: +352 49 48 48 2116